Investing, financial planning, super and loans were the topic of conversation at the recent Geelong Young Professionals breakfast.

Over breakfast at GMHBA Stadium, our expert panel (Luke Szczepanik, Matthew Baker and David Maddock) encouraged over 100 attendees to “take charge of their finances”.

What if money could buy you happiness?

Your financial goals should be a direct reflection of the things that are important to you.

Financial Health Check. 

Take charge of your finances:

1. Take an active interest in your finances. 

Take the time to understand your financial position.

2.  Set some financial goals. 

Create some goals and make a plan to achieve them.

3. Plan your cash flow.

If you understand your incomings and outgoings, you can take control of your money and start saving for the future.

4. Get to know your super and contribute!

Review, consolidate and contribute. This will help grow your super for the future.

5. Invest early to get the best return. 

You don’t need to invest a lot. Investing a small amount over a longer period can mean $100k’s difference when you retire.

6. Make sure you are protected. 

Having the right level of protection in place will assist you and your family through the hard times and cover the unexpected.

Tip: The secret to creating and maintaining wealth is to have the right team on your side. Accountants, Patrick Rowan & Associates and Financial Planners, Apt Wealth Partners work closely together to help you along your financial journey.

“At your end, you’ll regret the things you didn’t do instead of the things you did.”

– Robin Sharma

Further resources:

Take the APT Financial Health Check here.

Visit the APT with money Webinar Series here.

 

Important Information

The information in this document is intended as general information only and does not take into account your financial circumstances, needs and objectives. Before making any financial decision you should assess your own circumstances or seek advice from a financial adviser and/or lending specialist and seek tax advice from a registered tax agent. Information is current as at 28th April 2022 and is subject to change.

Where this document discusses advice in relation to financial planning this advice will be provided by Apt Wealth Partners Pty Ltd (Australian Financial Services Licence 436121 ABN 49 159 583 847). Insurance Advice will be provided by Life Risk Solutions Pty Ltd who is a Corporate Authorised Representative of Apt Wealth Partners. Credit advice is provided by Apt Wealth Home Loans Pty Ltd who is a Credit Representative of Smartline Home Loans (Australian Credit Licence No. 385325).