How to Create a Robust Financial Plan
Creating a robust financial plan is akin to building a roadmap for your future. Andrew Dunbar from Apt Wealth Partners explains.Creating a robust financial plan is about understanding where you are, deciding where you want to go and then laying down the steps to get you there. And it’s not just about improving your finances. […]
A Double Celebration: Geelong Chamber of Commerce’s 170th Year and Patrick Rowan & Associates’ 50-Year Milestone
A Double Celebration: Geelong Chamber of Commerce’s 170th Year and Patrick Rowan & Associates’ 50-Year Milestone in Geelong and Chamber MembershipIn 1973, a one-man accounting firm was born under the guidance of Patrick Rowan. From these humble beginnings, Patrick Rowan & Associates (PRA) has flourished into a renowned firm, boasting a dedicated staff of 20 […]
Want more confidence about your retirement? Here’s why a financial plan may be the answer.
Financial services firm Vanguard released their landmark How Australia Retires report recently, exploring Australia’s attitudes to retirement. In the wake of COVID-19, attitudes have shifted in many areas, but finances remain a mainstay concern for Australians across all age groups. According to the report, 50% of working-age Australians want to retire with a yearly income […]
Ask an Adviser: Do estate taxes apply to superannuation?
Estate planning can be complex, particularly when it comes to the tax implications. Our advisers are often asked whether estate taxes apply to superannuation, so we asked Compliance Manager Tammy Tan to weigh in. Firstly, it’s important to note that superannuation benefits do not automatically form part of your estate. You need to have a […]
Ask an Adviser: What is the Downsizer Contribution, and will it impact my Centrelink entitlements?
Australia’s downsizer contribution scheme has gained notable attention as a strategy to boost retirement savings. But what exactly is it, and how does it impact Centrelink payments? We asked Apt Compliance Manager Tammy Tan to weigh in. What is the downsizer contribution? The downsizer contribution is a scheme introduced by the Australian government to assist […]
