Personal Risk Insurance

Are you adequately protected?  Life Insurance. Income Protection.

Apt Wealth Partners are based at our Geelong office and we are pleased to offer you the insurance services of Paul Cull and his team.

Whether you are an employee, own a business or are in partnership with someone else, ask yourself:

Can we afford not to have adequate insurance?  

What would happen if I couldn’t work for three months due to accident or illness? 


How would our business survive if a partner died or became disabled?

We invite you to come and see us for a complimentary review of your Income Protection and Life Insurances. It’s time to discuss the “what-ifs”

  • Income Protection Insurance  
  • Life Insurance
  • Trauma Insurance

Circumstances change, so you should review your insurances every one to two years:

  • Have you changed employment or had a change in pay?
  • Do you have a new mortgage?
  • Reduction in debt?
  • New addition to the family?

We find most people who haven’t reviewed their insurances for over two years are paying too much. 

To make an appointment please contact us or speak to us about your insurances at our next meeting.

* Paul Cull is an authorised representative of Apt Wealth Partners Pty Ltd. ABN 49 159 583 847 AFSL 426121 (Apt Wealth Partners)